TERMS & CONDITIONS

Last Updated: ____________________

1. Agreement to Terms

By accessing this website, submitting any form, or using any service provided by T Denise Consulting LLC, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately.

2. Services Provided

T Denise Consulting LLC provides the following consulting and advocacy services:

Basic Credit Restoration (one-time service)

Elevated 12-Month Credit Experience

Home Buying Preparation Program

Criminal Background Eliminator

Child Support Administrative Error Review

Bankruptcy Public Record Removal Support

Paid 30-minute consultations

T Denise Consulting LLC is not a law firm and does not provide legal advice or legal representation.

3. No Guarantees or Promised Outcomes

Credit results vary by individual.
We do not guarantee:

Any specific credit score increase

Approval for loans, mortgages, or financing

Deletion of specific negative items

Court decisions or background check outcomes

Our services are documentation- and compliance-based.

4. Payment & Refund Policy

All payments made to T Denise Consulting LLC are non-refundable, including but not limited to:

Consultations

Credit programs

Background review services

Administrative support

Any digital or advisory service

Once service has started or access has been provided, payments are final.

5. Client Responsibilities

Clients agree to:

Provide accurate, truthful, and complete information

Follow the instructions provided during service

Avoid fraudulent disputes or false statements

Maintain communication throughout the service duration

Failure to comply may result in termination of services.s.

6. Communication Consent (Transactional Only)

By submitting your information, you authorize T Denise Consulting LLC to send transactional SMS, emails, and phone calls related exclusively to:

Appointment reminders

Account updates

Required documentation

Service progress

Billing or administrative notices

Follow-up related to a request you made

No marketing or promotional messages will be sent.

Message & data rates may apply.
Message frequency varies based on service activity.

Reply STOP to unsubscribe from SMS messages.
Reply HELP for assistance.
Requests will be processed within 48 hours.

Consent to receive transactional messages is not required to make a purchase, although some messages may be necessary to complete service delivery.

7. Use of Automated Systems

You acknowledge that messages and calls may be delivered using:

Automated dialing systems

Automated communication tools

Pre-recorded or auto-generated messages

Applicable where permitted by law and under your provided consent.

8. Limitation of Liability

T Denise Consulting LLC is not liable for:

Loss of financial opportunities

Credit denials or loan application outcomes

Errors made by credit bureaus, courts, government agencies, or third parties

Delays in reporting or processing

Any indirect, incidental, or consequential damages

9. Third-Party Websites

We may link to external sites.
We are not responsible for the content, actions, or policies of third-party websites.

10. Intellectual Property

All branding, website content, text, images, logos, and materials are the property of T Denise Consulting LLC and may not be copied or distributed without written permission.

11. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the State of Texas.

12. Contact Information

For concerns or questions about these Terms:

📧 [email protected]
📞 +1 713-203-9480
📍 2525 Robinhood Street, Houston, TX 77005

PRIVACY POLICY

Privacy Policy

Last Updated: ________________

1. Introduction

T Denise Consulting LLC (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you interact with our website, services, SMS messaging, forms, or any other digital communication operated by T Denise Consulting LLC.

By using our website or submitting any form, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

Personal Information

- Full name

- Email address

- Phone number

- Mailing address

- Billing information

- Any details you provide in forms or consultations

Automatically Collected Information

- IP address

- Browser type

- Device type

- Time zone

- Pages visited

Sensitive Information

If you voluntarily provide information relating to:

- Credit reports

- Financial documentation

- Background records

- Child support or administrative details

- Bankruptcy documents

3. How We Use Your Information

- Service delivery and account management

- SMS, email, and phone communication (with consent)

- Appointment reminders and follow-ups

- Customer support

- Marketing and promotional communication (if opted in)

- Payment processing

- Improving website experience and client services

- Compliance with legal requirements

4. SMS, Email & Call Communications (Transactional Only)

By providing your phone number or email, you consent to receive:

Service reminders

Appointment confirmations

Account updates

Required follow-up

Billing or administrative messages

No marketing or promotional messages are sent.

Message & data rates may apply.
Message frequency varies.

Opt-Out:
Reply STOP to unsubscribe from SMS.
Reply HELP for assistance.
Processing may take up to 48 hours.

5. Data Sharing & Third Parties

We do not sell your personal data.

We may share your information only with:

SMS carriers

Email service providers

CRM software

Payment processors

Compliance or legal authorities (if required)

These providers are required to protect your information.

6. Data Security

We use industry-standard security measures to protect your information.

7. Data Retention

We retain your information for the duration of service or as required by law.

8. Your Rights

You may request access, correction, deletion, or withdrawal of consent by contacting [email protected].

9. Internal Do-Not-Call Policy

Any number that opts out via STOP or requests removal is placed on our internal suppression list and will not receive further SMS or calls.

We comply with all National Do Not Call Registry rules.

10. Age Requirement

Our services are intended for individuals 18 years and older.
We do not knowingly collect data from minors.

11. Changes to This Policy

We may update this Privacy Policy anytime. Updates become effective upon posting.

12. Contact Information

For privacy-related concerns:

📧 [email protected]
📞 +1 713-203-9480
📍 2525 Robinhood Street, Houston, TX 77005